Project Seed

The Sigma Economic Empowerment Development Project (Project S.E.E.D.) is a Bigger & Better Business program developed to focus on two important topics of interest: Financial Management and Home Ownership.

This international focus provides useful information in each area that benefits the Phi beta Sigma membership, our families, and the communities in which we live.

Project S.E.E.D. is designed to be implemented at all organizational levels by alumni and
collegiate chapters. Each of the program’s components are economically viable and relevant current concerns of our membership.

For college students today, financial management is a vital and necessary skill to be
mastered in the new millennium. With the rising cost in campus living tuition charges,
book, and transportation, coupled with the decreasing funding sources for scholarships,
loans, and grants financial management is no longer optional. It is required.
Helping more low and moderate income Americans become homeowners is a national
priority. Realizing the American Dream of owning a home, we seek to play a more important role in sharing positive information about the advantages of homeownership to our members, and help provide home ownership information that members can share within

Suggested Topics

  •  401(k) plans and other tax differed plans 
  •  Budgeting your work, working your budget 
  •  Building your child’s education fund 
  •  Building your financial portfolio on $25 a month
  • Choosing the components of your financial portfolio
  • Making the most of your retirement
  • Successful money management
  • Tax return preparation Suggested Topics
  • Affordable housing design
  • Bad credit,? You can still be a homeowner
  • Enhancing your housing strategies
  • First-time homebuyers seminar
  • HUD Auctions
  • Home ownership financing sources
  • When to refinance your mortgage
  • Successful steps to buying a home 

  •  Understanding the income qualification process

Suggested Speakers

  • College professors with experience in financial management
  • Consumer credit counselor
  • Financial planner
  • IRS representative or agent
  • Loan officer
  • Human resources specialist or generalist
  • Affordable housing advocates
  • Mortgage lenders HUD Representatives
  • Realtors and brokers
  • Fair housing organizations
  • Residential home builders
  • Public housing authorities
  • Banking and finance professionals